The best Time to Buy these items


7/11/2015, I was doing some cleaning today. Of course, I dug out some printout or notes that I took some years ago. Before I trash them, I thought it better to share them here. This is the first of these notes.

The best Time to Buy:
(1) Airplane tickets: Wednesday morning
(2) Books: Thursday
(3) Cars: Monday
(4) Clothing: Thursday evening
(5) Department-store wares: Saturday evening
(6) Dinner out: Tuesday
(7) Entertainment/Movie/Museum: Wednesday
(8) Gas: Thursday before 10 am
(9) Groceries: Sunday or Tuesday
(10) Hotel room: Sunday



Consumers got to be careful…


After I came back from China on 6/18/2012, I went through the mails that arrived during my absence. One of them is from the Great Western Bank. The letter notifies me of an insufficient fund and the fee of $33. Before I left for China, I wrote a check of $4030 to a summer program. This check was bounced back.

I was a bit shocked as I remembered clearly that I redeemed $4,000 from Edward Jones 529 fund and deposited them into my bank account in mid May. On further check, I found out that the bank by mistake deposited $40 into my account instead of $4,000.

Yesterday I went to the bank with all the evidence of my deposit. Luckily the bank keeps an image of all the paper transactions. It’s been nearly a month since my deposit. I am very much puzzled why the bank did not discover this mistake sooner. What would happen if I had not discovered this and had not
brought it to their attention?


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